Samuel D. Boro

Sam's experience includes negotiating incentive deals with card networks; negotiating co-branded and private-label credit card agreements with card issuers; and advising on money transmission regulatory strategies for gift card programs, payroll products, marketplace solutions, and payment facilitation. He also provides guidance on consumer lending obligations for cutting-edge installment products and negotiates bank agreements to launch debit card products (including crypto-to-fiat services) and payment processing agreements for large retailers. In addition, Sam regularly drafts company policies and consumer-facing agreements, including anti-money laundering policies, terms of service, and cardholder agreements.

Sam's clients operate at the forefront of technologies, such as hyperscale cloud services and artificial intelligence (AI) tools utilized by financial institutions. Sam has also advised on public policy and regulatory requirements for innovations in AI and machine learning, including responding to global regulators' requests for information and helping enterprises develop AI policies for internal and customer use cases.