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Environmental Insurance: Business Interruption Coverage and Claims

Practising Law Institute - Property and Casualty Insurance Law 2022 / New York, NY

Environmental Insurance: Business Interruption Coverage and Claims

This discussion guided participants through complex policy provisions addressing both first party and third party claims, including, e.g., business interruption coverage in connection with environmental pollution claims, COVID-19 and PFAS (forever chemicals) claims. Upon completion of the discussion, participants will be able to:

  • Interpret business interruption coverage language in connection with "communicable disease" coverage claims
  • Understand the insurer perspectives on "communicable disease" coverage and applicable limits
  • Advise clients on exclusion provisions and coverage gaps in traditional
  • Accurately determine "losses" caused by pollution
  • Prepare or review potential COVID-19 claims under pollution policies
  • Evaluate coverage issues arising from PFAS – otherwise known as "forever chemicals"

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